The Hidden Risks of Real Estate Transactions: A Cybersecurity Deep Dive

Real estate in 2025 moves fast, and most of it happens online. At Cook & James, we love a good digital tool as much as anyone, but we also know that more tech means more chances for cyber attacks. Whether you’re an agent, lender, or first-time buyer just trying to get those keys, it’s important to know what’s going on behind the scenes, and how to stay a step ahead of cybercriminals who are getting sneakier by the day. Here are a few quick tips to help keep your closing smooth, secure, and scam-free.

Smart Homes Can Be Hacked

Homes with smart locks, thermostats, and cameras are convenient but can be entry points for hackers.  Tip:  Buyers and sellers should reset devices, update passwords, and make sure software is current before or after a sale.

Scams Are Smarter Than Ever

Hackers use fake emails and even fake voices to trick people into sending money or giving up info. Tip: Always call your agent or closing attorney before wiring money. Use a number you already know, not one from an email.

Busy People Make Easy Targets

When teams are overloaded, updates get missed and shortcuts happen.  Tip: Slow down. Keep software updated, watch for anything unusual, and double check before clicking on links or attachments.

Old Tools Cause New Problems

Some systems used in real estate are outdated and vulnerable to attack. Tip: Use updated, trusted tools and ask partners if they stay current on software and security.

You Can’t Protect What You Can’t See

If you don’t know where your data is stored or who has access, you’re at risk. Tip: Keep track of the apps, cloud platforms, and people involved in your transactions.

Quick Cyber Safety Checklist

• Confirm wire instructions by phone
• Use strong passwords
• Keep systems updated
• Work with trusted partners
• Ask questions if something feels off
• Talk to clients about these risks

At Cook & James, we’re all about closings with personality, but we also care a whole lot about keeping you and your clients protected. Cybersecurity might not be as fun as picking out your welcome mat, but it’s just as important.

With a little extra caution we can all keep moving forward with confidence. And if you ever feel unsure, reach out. We’re here to make closings safe, smooth, and fun!